Skip to main content

Successful Investing in an Ever-Changing Market

Is it really possible for investors to get a 20 to 30% rate of return on their money in a crisis economy? The answer is yes. A vast majority are simply unaware that this rate of return is entirely possible by using a self-directed IRA to invest in mortgage notes (also known as trust deeds in certain states).

Statistics show that only approximately 4% of investors are currently in the know about the self-directed IRA, and many are unfamiliar with mortgage notes as an investment vehicle. However, employing these investing strategies could be the key to increasing the value of your retirement portfolio exponentially.

Self-Directed IRA De-mystified

The self-directed IRA only differentiates from a traditional IRA in the sense that the owner has the freedom to diversify, investing in non-traditional or alternative assets, such as real estate and mortgage notes.

It is relatively simple to convert your IRA account to a self-directed IRA and as long as certain IRS guidelines are observed, it can indeed be the pathway to achieving a desirable above market rate of return. The IRS code permits individuals to invest IRA funds in investment property such as single or multi-family dwellings, apartments, commercial buildings, raw land, vacation rental property, condominiums, mobile homes and more.

Investing in Higher Yield Mortgage Notes

Mortgage notes or trust deeds as secured loans most often provide “real estate property” as collateral. Think about it. In the event that the borrower defaults on the mortgage note, the tangible real estate asset – the property — including any accrued equity and the borrower’s original down payment, is transferred to your IRA, benefiting you, the self-directed IRA owner/investor.

This risk-reward relationship is in great contrast to stock portfolio devaluation and loss, which leaves virtually nothing but grief in its wake, as many investors have unfortunately experienced in recent years. However, for…

Read More…. by Patricia Hightower

Finding Real Estate Deals Just Got Fast & Easy With this New Search Engine Built for Real Estate Investors & Wholesalers

The post Successful Investing in an Ever-Changing Market appeared first on Note Investing Seminars.

Comments

Post a Comment

Popular posts from this blog

What Is a Promissory Note? What Are They Used for?

A promissory note is a written contract between parties-a borrower and a lender– signed by the borrower. It contains an unconditional promise to pay a certain amount of money on demand, or in installment payments over a period of time. It is used in a financing transaction – a lending transaction. The individual who promises to pay is the maker (borrower), and the person to whom payment is promised is called the payee or holder (lender). The loan transaction can be secured or unsecured. A secured loan has specified property pledged to cover the repayment if the borrower defaults on making the payments. Another form of collateral security is a co-signor. A co-signor, or a guarantor, is a person who agreements in writing to repay the debt if the borrower defaults. This means that the holder (lender) protects his financial interest by using the maker's collateral security or the maker's co-signer. If the maker fails to pay according to the agreement, the holder can foreclose on...
Post a Comment
Read more

Promissory Note Frauds and Tricks

I have been actively engaged in the promissory note business for over 40 years. My and my wife’s self-directed IRA accounts have been invested in notes for the same length of time. My note investments have been the foundation of my estate building. Because I believe that promissory notes can be an excellent investment vehicle for the average investor, I try will try explain what they are and how they work. But, I will also point out that notes can be misused and abused by dishonest people and by ignorant people. This article is the first of several articles in which I will attempt to inform the average investor about the benefits and warn the average investor about the detriments of investing in notes. Obviously, there is no perfect investment. Just as cars do not injure and kill people (bad drivers do), promissory notes do not trick and harm people (dishonest or ignorant sellers of promissory notes do). What Promissory Notes Are: Generally, promissory notes are a form of debt simil...
Post a Comment
Read more

5 Steps to Becoming a Master Investor

Diversify – Diversification is a powerful investment tool that helps you reduce the risk of holding aggressive investments. Diversifying simply means that you should hold a variety of investments that do not move in tandem in various market environments (for instance bull and bear markets). You do not need 50 different funds in order to diversify. You can diversify with five, at the most 10, mutual funds or ETFs. Keep fees to a minimum – For both mutual funds and exchange traded funds you can look at the 'total expense ratio. "The best case is an expense ratio less than 1%, and certainly no higher than 2%. have to watch out for "sales load". Be aware of your time frame – Match your time frame to the investment. For example, for money that you expect to use within the next year, focus on low-risk investments such as money market funds, certificates of deposit or US government bonds. Ignore the "gurus" – Pay no attention to the fortune-tellers and pro...
Post a Comment
Read more